Johan Lorenzen is the former CEO of the finnish online startup Holvi. Holvi was acquired by the global banking group BBVA in 2016. He is a former startup executive, angel investor and a VC. He has over a decade’s experience of both founding and investing in high growth internet companies. He joined Holvi from the venture capital firm Sunstone, to change the future of banking first hand. Prior to that he also worked on both the technology and infrastructure sides of traditional banking. Currently investing in Fintech startups and advising boards and organisations.